Selling A Home That Has Hail Damage To The Roof

According to apex roofing hail accounts for more than 1 6 billion in roof damage every year.

Selling a home that has hail damage to the roof.

It may be challenging to determine if your home has suffered hail damage or not and many just assume their roof is fine. In many states it is still buyer beware when it comes to buying the home and if the seller did not lie or hide damage to the home the seller may be off the hook for damage caused to the home. Home buyers recently purchased a home that has severe hail damage from a storm between their home inspection and closing. According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest.

With spring showers comes hail and with hail roof damage often follows. If the roof has been leaking for a while there may be visible signs of long term water intrusion. If you suspect that your roof has sustained damage from a hail storm the first thing you need to do is inspect the roof for dents dings split shingles and any leaks and cover any damaged areas with a tarp or similar waterproof material to show the insurance company that you made initial efforts to mitigate the damage. The problem with roofing damage however is that it can be more extensive than it appears.

These could include mold or mildew growth stained wood or water damaged insulation. I just recently bought a house only to find out i have 16 000 worth of hail damage on my roof. During this stormy spring buyers and sellers can skip headaches by paying extra attention to the weather prior to closing. Be aware that a bad roof could lead to other issues such as ceiling drywall insulation or even.

Home insurance companies in past years have been walloped by numerous and expensive roof claims. Deluise has also seen many companies limit appraisal for wind and hail roof damage during the claims process. To combat this many home insurers have implemented different coverage levels. If the policyholder demands an appraisal some insurance companies try to limit the appraisal s scope to damages that they ve agreed to instead of all of the damage that the insured might find.

In fact hail damage can be one of the single largest insurance claims you ll have to make for your house. This way an otherwise smooth transaction won t end up dented as a result of hail damage.